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Accidents and safety

After a crash in Texas: the scene, the CR-2 "blue form" and who pays

If police don't investigate a Texas crash with injury or $1,000 in damage, you file a CR-2 with TxDOT within 10 days. Texas is an at-fault state, so the other driver's insurer pays if they caused it.

DMVZone editorial · November 12, 2026 · 6 min read
Quick answer

Stop, check for injuries and call 911 if anyone is hurt. Exchange names, addresses, license plates and insurance. If no officer investigated and the crash caused injury, death, or at least $1,000 in damage to any one person's property, file a Driver's Crash Report (CR-2, the "blue form") with TxDOT within 10 days.

CR-2 due
10 days
Damage threshold
$1,000
Who pays damages
The at-fault driver
Mail to
TxDOT Crash Records
Four cars at an intersection with a stop sign on each approach, with white stop lines painted on the pavement in front of the cars.

In big Texas cities, police often do not come to minor crashes with no injuries. That is when the blue form matters. It is your record of the crash with the state.

At the scene

  1. Stop as close to the scene as you safely can. Leaving can be a crime, and a felony if someone is hurt.
  2. Call 911 for any injury. Help the injured if it is safe.
  3. If the cars can move and no one is hurt, move them out of traffic.
  4. Exchange names, addresses, registration, license and insurance information.
  5. Take photos of the vehicles, plates, damage, road and signs. Get witness contacts.

The CR-2 "blue form"

File it when

  • No officer investigated
  • And someone was hurt or killed, or damage to any one person's property was $1,000 or more

Details

  • Due within 10 days
  • Include the city or county and the date, or it comes back
  • Do not send photos

Mail to

  • Texas Department of Transportation, Crash Records
  • PO Box 149349, Austin, TX 78714
  • Questions: 512-486-5780

Insurance in an at-fault state

Texas is an at-fault state. The driver who caused the crash, through their liability insurance, pays for the other people's injuries and damage. You can file with your own insurer or the other driver's. If you carry Personal Injury Protection (PIP), it pays your medical bills first regardless of fault.

Good to know

Texas allows proof of insurance on your phone. Have the app or a photo of your card ready before you ever need it.

Check yourself3 questions
  1. Police did not investigate your Texas crash and damage to your car is $2,500. What must you do?

    Answer: B. Damage of $1,000 or more to any one person's property requires a CR-2 within 10 days when no officer investigated.

  2. Texas handles crash claims as:

    Answer: B. Texas is at-fault: the driver who caused the crash is responsible through their liability coverage.

  3. Where do you send the CR-2?

    Answer: B. The form goes to TxDOT Crash Records, PO Box 149349, Austin, TX 78714.

Crash questions

Do I file a CR-2 if police came?

No. The CR-2 is for crashes that a law enforcement officer did not investigate.

Can someone else file the CR-2 for me?

Yes, if you cannot. They include an explanation of why you could not complete it.

Does a crash put anything on my Texas license?

A crash itself does not. A conviction for a ticket from the crash counts toward the habitual violator limits.

Sources

Checked against these pages on November 12, 2026. Laws change, so open the source before you rely on a number.

Rules and fees change. Always confirm the details with the official Texas DMV or motor vehicle agency before you act. DMVZone practice questions are written to teach the rules and are not copies of the real test.