Pay it, ask for deferred disposition, take a driving safety course, or plead not guilty. How each choice affects your fine, your record and your insurance in Texas.
DZ DMVZone editorial · November 12, 2026 · 6 min read
Quick answer
In Texas you can pay the ticket (a conviction), ask the judge for deferred disposition, take a driving safety course if you qualify, or plead not guilty. Deferred disposition and the course both end in dismissal if you follow the rules, which keeps the ticket off your conviction count.
Typical max fine
$200
Work zone, workers present
Fine doubled
State traffic fine
$50 on conviction
Course deadline
90 days
Texas speeding fines are set by each court within limits in state law, so the same ticket can cost different amounts in Houston and El Paso. What you choose to do with it matters more than the number on the citation.
The four options side by side
Option
What you do
Result
Pay the fine
Plead guilty or no contest and pay
Conviction on your record
Deferred disposition
Pay a fee, then avoid new tickets during probation (up to 180 days)
Dismissed if you comply
Driving safety course
Get court approval, pay the fee, finish within 90 days
Dismissed, once per 12 months
Plead not guilty
Ask for a trial
Judge or jury decides
Good to know
If you have had a course dismissal in the last 12 months, deferred disposition is often the next best choice. Ask the court clerk; it is up to the judge.
When the fine goes up
Construction or maintenance work zones with workers present: fines are doubled.
School zones: many courts set higher fines, and phones must be hands-free there.
25 mph or more over: not eligible for the driving safety course.
Why a conviction matters
Texas counts convictions, not points. Four moving violation convictions in 12 months can lead to a suspension. Insurers also price your policy on convictions, so dismissal can be worth more than the fine itself.
Check yourself3 questions
What happens to a Texas speeding ticket under deferred disposition if you get no new tickets?
Answer: B. Deferred disposition ends in dismissal if you meet the court's conditions.
Speeding fines in a Texas work zone with workers present are:
Answer: B. Texas doubles fines in construction and maintenance work zones when workers are present.
Which choice gives you a conviction on your record?
Answer: C. Paying is a plea, and the ticket becomes a conviction.
Speeding ticket questions
How much is a speeding ticket in Texas?
It depends on the court and the speed. Many ordinary speeding fines are capped at $200, plus court costs. Work zones and school zones cost more.
Can I do deferred disposition and the course on the same ticket?
No. They are two different ways to reach dismissal. The court approves one or the other.
Do CDL holders get deferred disposition?
Generally no. Federal rules bar commercial drivers from masking convictions.
Sources
Checked against these pages on November 12, 2026. Laws change, so open the source before you rely on a number.
Rules and fees change. Always confirm the details with the official Texas DMV or motor vehicle agency before you act. DMVZone practice questions are written to teach the rules and are not copies of the real test.