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Traffic laws

Florida school zone speed cameras, explained

Since a 2023 law, Florida cities can use speed cameras in school zones. Drivers more than 10 mph over get a $100 notice by mail, with no points. Orlando's cameras start ticketing November 30, 2026.

DMVZone editorial · November 12, 2026 · 5 min read
Quick answer

Florida school zone speed cameras send a $100 civil fine to the vehicle's registered owner when a car goes more than 10 mph over the limit while the zone is active. There are no points and the violation cannot be used to raise your insurance. House Bill 657, passed in 2023, lets cities and counties install them.

Fine
$100, mailed to the owner
Trigger
More than 10 mph over
Points
None
Allowed since
2023 (HB 657)
Four cars at an intersection with a stop sign on each approach, with white stop lines painted on the pavement in front of the cars.

More Florida cities are turning these cameras on each school year. Each program starts with a warning period, and then the $100 notices begin. Orlando, for example, sent warnings from October 5, 2026 and starts real notices on November 30, 2026.

When the camera is watching

  • From 30 minutes before school (or breakfast) starts until the school day begins, at the lower school zone limit.
  • During the school day, at the regular posted limit, in cities that run the cameras all session.
  • For 30 minutes after dismissal, at the lower school zone limit again.
  • Exact times follow each school's bell schedule, and signs mark the zone.

Camera notice or officer's ticket?

Camera noticeOfficer's ticket
Who gets itRegistered ownerThe driver
Fine$100Double the normal speeding fine
PointsNone3 or 4
InsuranceCannot be used to set ratesCan raise rates
If ignoredBecomes a traffic citation with a higher fineLicense suspension for unpaid fines

Ignoring a camera notice is a mistake. In Orlando, an unpaid notice turns into a uniform traffic citation with a $204 fine, sent to the county clerk.

Your options after a notice

Pay it

  • Pay $100 by the due date, usually 30 days

Name the driver

  • Send an affidavit saying someone else was driving
  • The notice moves to that driver

Contest it

  • Request a hearing with the city
  • Each image is reviewed by a traffic infraction officer before it is mailed
Good to know

School zone limits in Florida are usually 15 or 20 mph, so the camera's 10 mph cushion still means you can be ticketed at 26 to 31 mph. Slow down when the lights flash.

Check yourself3 questions
  1. How fast must you be going for a Florida school zone camera to issue a notice?

    Answer: C. Cameras only issue a notice for more than 10 mph over the limit.

  2. How many points does a school zone camera notice add?

    Answer: A. Camera notices are civil penalties with no points.

  3. Who receives the camera notice?

    Answer: B. The notice goes to the registered owner, who can name another driver by affidavit.

What else people ask

Do school zone cameras photograph the driver?

Orlando says its cameras do not, because the violation is civil and is charged to the vehicle's owner.

Is there a warning period?

Programs start with warnings. Orlando's ran 45 days before fines began.

Does an officer's school zone ticket cost more?

Yes. Florida doubles the regular speeding fine in a school zone, and the ticket carries points.

Official sources

Checked against these pages on November 12, 2026. Laws change, so open the source before you rely on a number.

Rules and fees change. Always confirm the details with the official Florida DMV or motor vehicle agency before you act. DMVZone practice questions are written to teach the rules and are not copies of the real test.