Since a 2023 law, Florida cities can use speed cameras in school zones. Drivers more than 10 mph over get a $100 notice by mail, with no points. Orlando's cameras start ticketing November 30, 2026.
DZ DMVZone editorial · November 12, 2026 · 5 min read
Quick answer
Florida school zone speed cameras send a $100 civil fine to the vehicle's registered owner when a car goes more than 10 mph over the limit while the zone is active. There are no points and the violation cannot be used to raise your insurance. House Bill 657, passed in 2023, lets cities and counties install them.
Fine
$100, mailed to the owner
Trigger
More than 10 mph over
Points
None
Allowed since
2023 (HB 657)
More Florida cities are turning these cameras on each school year. Each program starts with a warning period, and then the $100 notices begin. Orlando, for example, sent warnings from October 5, 2026 and starts real notices on November 30, 2026.
When the camera is watching
From 30 minutes before school (or breakfast) starts until the school day begins, at the lower school zone limit.
During the school day, at the regular posted limit, in cities that run the cameras all session.
For 30 minutes after dismissal, at the lower school zone limit again.
Exact times follow each school's bell schedule, and signs mark the zone.
Camera notice or officer's ticket?
Camera notice
Officer's ticket
Who gets it
Registered owner
The driver
Fine
$100
Double the normal speeding fine
Points
None
3 or 4
Insurance
Cannot be used to set rates
Can raise rates
If ignored
Becomes a traffic citation with a higher fine
License suspension for unpaid fines
Ignoring a camera notice is a mistake. In Orlando, an unpaid notice turns into a uniform traffic citation with a $204 fine, sent to the county clerk.
Your options after a notice
Pay it
Pay $100 by the due date, usually 30 days
Name the driver
Send an affidavit saying someone else was driving
The notice moves to that driver
Contest it
Request a hearing with the city
Each image is reviewed by a traffic infraction officer before it is mailed
Good to know
School zone limits in Florida are usually 15 or 20 mph, so the camera's 10 mph cushion still means you can be ticketed at 26 to 31 mph. Slow down when the lights flash.
Check yourself3 questions
How fast must you be going for a Florida school zone camera to issue a notice?
Answer: C. Cameras only issue a notice for more than 10 mph over the limit.
How many points does a school zone camera notice add?
Answer: A. Camera notices are civil penalties with no points.
Who receives the camera notice?
Answer: B. The notice goes to the registered owner, who can name another driver by affidavit.
What else people ask
Do school zone cameras photograph the driver?
Orlando says its cameras do not, because the violation is civil and is charged to the vehicle's owner.
Is there a warning period?
Programs start with warnings. Orlando's ran 45 days before fines began.
Does an officer's school zone ticket cost more?
Yes. Florida doubles the regular speeding fine in a school zone, and the ticket carries points.
Official sources
Checked against these pages on November 12, 2026. Laws change, so open the source before you rely on a number.
Rules and fees change. Always confirm the details with the official Florida DMV or motor vehicle agency before you act. DMVZone practice questions are written to teach the rules and are not copies of the real test.